Free Credit Report

While freecreditreport.com has a catchy jingle, it's not what most people think of when they hear about a free credit report, namely because there are strings attached at that site (which is probably why they can afford to advertise). If you want to get your 1 free copy per year from any of the 3 credit reporting agencies, you need to go to www.annualcreditreport.com. I recommend getting one every 4 months...just cycle through the reporting agencies and you can check on your credit for free as part of some federal law. Hooray for ease of access.